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BTA Insurance

Business Travel Accident Insurance covers an employee for five times employees' base pay up to a maximum of $2,500,000 while the employee is traveling on Company authorized business. The Company pays the entire cost of this benefit.

Spending Accounts

The employee can elect to contribute before-tax dollars to the Health Care Spending Account up to an annual maximum of $2,500 and/or to the Dependent Care Spending Account to an annual maximum of $5,000.

Savings Plans

The employee can contribute as much as 20% of employees' base pay to this plan. As much as 20% of base pay may be before-tax (this percentage may be lower for certain employees). The Company provides a matching contribution equal to 50% of the amount the employee contributes on a before-tax basis up to the first 6% of employees' base pay. The employee vests in the Company matching contributions after two years of service. The employee can direct the investment of both the employee's contributions and the Company matching contributions among a variety of investment alternatives. To become eligible to contribute to this plan, the employee must complete one year of service.

Pension Benefit

Salaried Employees: The Company contributes toward this cash-balance pension plan which is credited monthly with a combination of compensation credits and interest credits. Compensation credits are based on an age-based schedule and a percentage of eligible pay.

Non-Union Hourly Employees: The Company provides a contribution based on age and a percentage of eligible pay to the Retirement Savings Contribution Account.

Vacation

Employees are eligible to accrue vacation each year based upon employees' years of service. Vacation accrues monthly.

Holidays

Certain days during the year are generally recognized as paid holidays. Holidays vary from location to location and can vary from year to year. In some locations, a number of these days are designated as floating holidays to be taken at the employee's discretion.

Employee Assistance Program

The Employee Assistance Program (EAP) is a professional service that offers free confidential counseling, information and support for professional and/or personal issues. This service is available 24 hours a day, 7 days a week. The Company pays the entire cost of this benefit.

Transportation Reimbursement Program

Employees located in San Francisco, California, Walnut Creek, California, Pittsburgh, Pennsylvania and sales offices in specific cities are eligible to participate in this program.

Participation in this program allows employees to save on their transportation costs by contributing pre-tax dollars up to the limit allowed by the IRS to cover either transit costs (includes metro, bus, ferry, railroad passes and commuter vanpool expenses) or parking expenses.


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