Dental
A comprehensive Dental Plan coverage is provided through Delta Dental. For California residents, a dental HMO is available as an alternative dental coverage. The employee and the Company share the cost of this benefit. The employee's contributions are before-tax contributions.
Vision
Vision coverage is available through Vision Service Plan (VSP). The employee must elect Medical Plan coverage to be eligible. The Company pays the entire cost of this benefit.
Short Term Disability
Employees are covered for salary continuation in the event of illness or injury. It replaces 100% of employees' base pay or two-thirds of employees' base pay, depending upon employees' years of service, for up to 26 consecutive weeks. The Company pays the entire cost of this benefit.
Long Term Disability
Employees are covered for 60% of employees' base pay after 26 weeks of total disability. The Company pays the entire cost of this benefit.
Core Life Insurance
Two options are offered under Core Life Insurance coverage. The Company pays the entire cost of the option elected.
Optional Life Insurance
The employee can elect additional life insurance coverage of one, two or three times employees' base pay up to a maximum of $1,800,000. Coverage for employees' eligible dependents is also available under a number of options ranging from $2,000 per child and/or $10,000 for employees' spouse/domestic partner to $4,000 per child and/or $20,000 for employees' spouse/domestic partner. The employee pays for this benefit with after-tax contributions.
AD&D Insurance
The employee can elect Accidental Death and Dismemberment Insurance for the employee in the amount of one to five times employees' base pay up to a maximum of $500,000. AD&D coverage is also available for eligible dependents. Coverage options for employees' spouse/domestic partner range from one to five times employees' base pay up to a maximum of $500,000; dependent children can be covered at 15% of the employee coverage amount. Employees pay for this benefit with after-tax contributions.